What is the 28/36 Debt Rule?

The 28/36 rule of thumb is a mortgage benchmark based on debt-to-income (DTI) ratios that homebuyers can use to avoid overextending their finances. Mortgage lenders use this rule to decide if they’ll approve your mortgage application. When mortgage lenders are trying...

How to Save Money for Christmas?

Save Better, Enjoy Better HO HO HO, its the best time of the year. During the holidays, you gather with friends, relatives, and spend time with the ones you love. Many are still shopping for Christmas gifts on Christmas Eve, when you should be sitting at home drinking...

How to Save Money on Food Shopping?

Best Tips on Buying Food on Budget Spending money on food should not be pushing your finances down. Even if you are trying to purchase Healthier and more expensive products it is not impossible to budget on those items either. Unfortunately, it starts with lack of...