by StevenMcEvoy | Sep 8, 2022 | Budget, Personal Finance
Whether it is your personal expenses or official work, financial expense tracker and monitoring apps are in dozens out there. You can make excel or spreadsheets with them for your office work, or turn the insights into actions. For example, investments, buying...
by StevenMcEvoy | Sep 2, 2021 | Budget, Investing, Personal Finance
The 28/36 rule of thumb is a mortgage benchmark based on debt-to-income (DTI) ratios that homebuyers can use to avoid overextending their finances. Mortgage lenders use this rule to decide if they’ll approve your mortgage application. When mortgage lenders are trying...
by StevenMcEvoy | Aug 23, 2021 | Budget, Investing, Personal Finance
The 50/30/20 rule of thumb is a way to allocate your budget according to three categories: needs, wants, and financial goals. According to the thumb rule, an individual should allocate 50% of the income to “needs” or essential expenses, 30% to “wants” or...
by StevenMcEvoy | Nov 24, 2020 | Budget, Holidays
Save Better, Enjoy Better HO HO HO, its the best time of the year. During the holidays, you gather with friends, relatives, and spend time with the ones you love. Many are still shopping for Christmas gifts on Christmas Eve, when you should be sitting at home drinking...
by StevenMcEvoy | Nov 23, 2020 | Budget, Shopping
Best Tips on Buying Food on Budget Spending money on food should not be pushing your finances down. Even if you are trying to purchase Healthier and more expensive products it is not impossible to budget on those items either. Unfortunately, it starts with lack of...
