by StevenMcEvoy | Sep 8, 2022 | Personal Finance
A bunch of items lay useless at home, seemingly turning to trash. A great way to free up space and get rewarded is to resell them. Used-items, new never-used items can all sell pretty well. Now, with online marketplaces like Amazon, eBay, buying, and selling from...
by StevenMcEvoy | Sep 8, 2022 | Personal Finance
The “snowball” system is an influential way of setting up payments for debts. IF you want to save money, have a good budgeting system, clearing debts is the first step. With some of the best practices out there, you can too peacefully repay debts while not...
by StevenMcEvoy | Sep 8, 2022 | Personal Finance
There are several small things like changing your light bulbs, washing your car, bike, or just trimming your beard, which is a pretty simple task. Collecting the money that you spend on them every month, and going DIY will give you an idea of how much you can save...
by StevenMcEvoy | Sep 2, 2021 | Budget, Investing, Personal Finance
The 28/36 rule of thumb is a mortgage benchmark based on debt-to-income (DTI) ratios that homebuyers can use to avoid overextending their finances. Mortgage lenders use this rule to decide if they’ll approve your mortgage application. When mortgage lenders are trying...
by StevenMcEvoy | Aug 30, 2021 | Car Buying, Loans, Personal Finance
According to the 20/4/10 rule of thumb, you should be able to pay 20% of the on-road price as the down payment. The loan tenure should be for a maximum of four years, and the equated monthly installment (EMI) should not be more than 10% of the monthly income. First,...
by StevenMcEvoy | Aug 27, 2021 | Investing, Personal Finance
Cash flow is the lifeblood of your business. The cash flow is a measurement of the amount of cash that comes into and out of your business in a particular period of time. When you have positive cash flow, you have more cash coming into your business than you have...
